Voor onze dienstverlening kunnen wij uw persoonsgegevens verwerken. Daarnaast maken wij gebruik van cookies op onze website. Raadpleeg voor meer informatie ons privacystatement en cookiestatement.

Sluiten
English information New pension scheme

New pension scheme

We’re getting a new pension scheme

The government introduced new pension rules on 1 July 2023. Your pension scheme will change as a result of these new rules. The Board of Trustees has carefully assessed the agreements in the transition plan between KLM and the unions. After all, it is crucial that the agreements are understandable, feasible and balanced for all participants, and that the pension scheme can be run at an acceptable cost. The Board of Trustees is pleased to conclude that we can accept these agreements. We have incorporated them into what is referred to as an implementation plan. This plan outlines how we are preparing for the launch of the new pension scheme. The goal is to start the new pension plan on January 1, 2026."

Samen beleggen, samen risico's delen

The basis for the new pension scheme

Here you can read more about the solidarity pension scheme, personal pension assets, and your retirement date in the new pension scheme.

de overgang naar de nieuwe pensioenregeling

The transition to the new pension scheme

The new scheme applies for all participants in the KLM General Pension Fund from 1 January 2026. Here you can read more about what happens during the transition to the new pension scheme.

Partnerpensioen

Important certainties in the new pension scheme

In the new pension scheme, you can continue to rely on important guarantees, such as pension for your partner and disability pension. Here you can read more about the important guarantees in the new pension scheme

ouder koppel

Key changes specifically for everyone who is already receiving a pension

Your pension will move in line with the financial markets. To limit reductions, we form a collective reserve. Here you can read more about the key changes if you are already receiving a pension and what will remain the same.

Timeline

The Future of Pensions Act has been approved by the Dutch Senate and the House of Representatives. 

Your employer and the unions negotiated the new pension scheme between September 2023 and April 2024. The Vereniging van Gepensioneerden (VG-KLM) also gave input. They have laid down the agreements in the transition plan. 

The board assessed whether the agreements in the transition plan comply with the law and the fund's policies. It also considered whether the agreements are practically feasible at acceptable costs. The board also ensured that the interests of all groups were balanced. In December 2024, the board decided to accept the assignment. 

The implementation plan describes how we are preparing for the start of the new pension scheme, De Nederlandsche Bank is going to assess this plan. In addition, we have made a communication plan in which we have described how we inform all participants about the new pension scheme. The Netherlands Authority for the Financial Markets will assess whether this meets the legal requirements.  

Before the start of the new pension scheme, we will send you an initial, provisional calculation of the pension assets or your pension under the new pension scheme.

The target effective date for the new pension scheme is 1 January 2026.

Once everything regarding the transition to the new scheme has been completed, you will receive a second, definitive calculation of your personal pension assets. 

tijdlijn nieuwe pensioenregeling engels

What about KHS and KFA?

KLM Health Services (KHS) and KLM Flight Academy (KFA) will also have a new pension scheme. KLM Flight Academy (KFA) now follows KLM’s pension scheme and has agreed with the Works Council to also implement the agreements in KLM's transition plan. KLM Health Services (KHS) has agreed with the employee representation to follow KLM's pension scheme. From 1 January 2026, there will therefore be one pension scheme for both KLM and KHS and KFA. The changes required by the new law and the agreements reached in the employment conditions negotiations between KLM and the unions apply to KHS in almost all respects. 

We will keep you informed

Do you want to be automatically informed of important developments concerning the new pension scheme? If so, subscribe to our digital newsletter NWSflits (in Dutch) for the latest information. Log in to MyKLMPensioen and go to My details to log in with one click. 

Subscribe for NWSflits
Bijlage Grootte
Implementatieplan Algemeen Pensioenfonds KLM
1.4 MB
Transitieplan Wet toekomst pensioen KHS v1.0
1.71 MB
Transitieplan Wet toekomst pensioen KLM v1.0
1.49 MB
Als u een oud-werknemer bent en uw pensioen heeft laten staan
164.63 kB
Als u nu pensioen ontvangt
143.13 kB
Als u nu pensioen opbouwt
169.58 kB

Do you want to know more?

The news is in Dutch.