New pension scheme

First impression of your pension under the new pension scheme

We will be launching the new pension scheme on 1 January. You will receive a letter from us at the end of November. You can find this in MijnKLMPensioen. The letter will give you a first impression of your pension under the new pension scheme. You will be able to see how much pension you will receive in future, compared to now. It also explains what arrangements have been made for your partner.  

The letter will have an appendix with more amounts. For example, an estimate of your pension if we take rising prices (purchasing power) into account. Or what your pension could be if things go well or badly.

The amounts in the letter are provisional because they are calculated on the basis of your details and the financial situation of the pension fund on 1 July 2025. We have not included any changes in your situation after this date in the provisional amounts. The decision on possible indexation at the end of 2025 is also not included in this letter with provisional amounts. Your pension will be finalised in the second quarter of 2026 and you will receive a new letter with the amounts for the final conversion of your pension. We will include these changes in this letter.

Log on to MijnKLMPensioen (in dutch)

Tijdlijn nov 25

Timeline

The letter with the initial estimate of your pension under the new pension scheme will be available for you in MijnKLMPensioen at the end of November.

We will convert the pensions from the current pension scheme to the new pension scheme. The Mijn planner and Mijn pensioen pages will be temporarily unavailable in MijnKLMPensioen. It may also take a little longer to process any changes or choices. 

In January, pensioners will receive the same pension as in December. We have applied the new tax rules and incorporated a possible indexation. At the end of January, the pension statement will be available in MijnKLMPensioen. 

The new pension scheme has been incorporated into MijnKLMPensioen, and Mijn planner and Mijn pensioen are available again.

In February, pensioners will receive their first pension payment according to the new pension scheme, including a back payment for January. At the end of February, the pension statement will be available in MijnKLMPensioen.

You will receive the letter with the amounts after the final conversion of your pension. We can finalise your pension in the new pension scheme once the December coverage ratio is known, your details as at 1 January 2026 have been determined and all calculations have been made. 

Samen beleggen, samen risico's delen

The basis for the new pension scheme

Here you can read more about the solidarity pension scheme, personal pension assets, and your retirement date in the new pension scheme.

de overgang naar de nieuwe pensioenregeling

The transition to the new pension scheme

The new scheme applies for all participants in the KLM General Pension Fund from 1 January 2026. Here you can read more about what happens during the transition to the new pension scheme.

Partnerpensioen

Important certainties in the new pension scheme

In the new pension scheme, you can continue to rely on important guarantees, such as pension for your partner and disability pension. Here you can read more about the important guarantees in the new pension scheme

ouder koppel

Key changes specifically for everyone who is already receiving a pension

Your pension will move in line with the financial markets. To limit reductions, we form a collective reserve. Here you can read more about the key changes if you are already receiving a pension and what will remain the same.

What about KHS and KFA?

KLM Health Services (KHS) and KLM Flight Academy (KFA) will also have a new pension scheme. KLM Flight Academy (KFA) now follows KLM’s pension scheme and has agreed with the Works Council to also implement the agreements in KLM's transition plan. KLM Health Services (KHS) has agreed with the employee representation to follow KLM's pension scheme. From 1 January 2026, there will therefore be one pension scheme for both KLM and KHS and KFA. The changes required by the new law and the agreements reached in the employment conditions negotiations between KLM and the unions apply to KHS in almost all respects. 

More information (in Dutch)

We will keep you informed

Do you want to be automatically informed of important developments concerning the new pension scheme? If so, subscribe to our digital newsletter NWSflits (in Dutch) for the latest information. Log in to MijnKLMPensioen and go to Mijn gegevens to log in with one click. 

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