Your pension scheme

Welcome

We are Stichting Algemeen Pensioenfonds KLM. More than 12,000 employees of KLM accrue pension with us and more than 11,000 receive a monthly pension. We generally communicate in Dutch. We are, however, aware that not all our participants understand Dutch. Therefore we have translated the key information about your pension scheme in English.

New pension scheme

The government introduced new pension rules on 1 July 2023. Your pension scheme will change as a result of these new rules. The Board of Trustees has carefully assessed the agreements in the transition plan between KLM and the unions. After all, it is crucial that the agreements are understandable, feasible and balanced for all participants, and that the pension scheme can be run at an acceptable cost. The Board of Trustees is pleased to conclude that we can accept these agreements. We have incorporated them into what is referred to as an implementation plan. This plan outlines how we are preparing for the launch of the new pension scheme.

Your pension scheme

You accrue a mandatory pension with us. You do this through your employer KLM. Each employer has its own scheme. The Pension 1-2-3 explains what you do and do not receive in our pension scheme. The Pension 1-2-3 does not contain any personal information about your pension.

With the Pension comparison tool, you can compare our pension scheme with your previous or possible future pension scheme. This is useful information if you are thinking about a value transfer to our pension fund or thinking about changing jobs.

Pensioen 1-2-3 and Pension comparison tool
Vliegtuig Schiphol