KLM and the unions have reached agreements on the new pension scheme that will take effect on 1 January 2026. The aim of the new pension scheme is – still – to ensure that you accrue a good pension during your years of service.

This remains the same

• You will receive a state pension (AOW) from the government from your state pension age. That is also the case if the new rules are in place. 
• The employer and the unions continue to make pension agreements together.
• You will receive your pension for as long as you live.
• What if you die before your retirement? In that case, your partner and/or children will receive a partner's or orphan's pension.
• Your pension will also continue to be arranged for you if you become disabled.

The transition plan agreements in brief

• KLM and the unions have opted for a solidarity defined contribution scheme. In the solidarity defined contribution scheme, the emphasis is on investing together and sharing risks.
• All accrued pensions are moving to the new pension scheme and will be converted into personal pension capital. 
• Personal pension capital is converted into a lifetime pension benefit on the retirement date. The retirement date is the same as the date your state pension starts unless you choose to take earlier retirement.
• Your partner's pension is currently still split into a part you accrue each year* and a voluntary insurance policy over the period until you retire. There will also be a partner's pension. This is automatically insured with the option of voluntarily supplementing it.
• Even after retirement, the pension fund continues to invest the assets, as it does now. The pension fund sets the amount of the pension benefit at the beginning of each year.
• The pension may be lower, for example, if investments fail to meet expectations in a given year. A solidarity reserve is formed to minimise the need for reductions. The purpose of the solidarity reserve is to increase commenced pensions by at least half the increase in prices.

*This does not apply to KHS, where no partner's pension accrues under the current scheme.

These are the agreements made by KLM and the unions

The agreements are laid down in the transition plan. We have made three summaries of the transition plan, setting out the main changes. Click on the version appropriate to your situation.